What is Dream Wallet?Updated 6 days ago

While our Card Explore Tool offers a comprehensive database of thousands of credit cards, think of Dream Wallet as your personalized financial companion. It analyzes your real-time spending habits to recommend the perfect credit card match. Whether you prefer cashback, travel points, or dining perks, Dream Wallet finds cards that maximize your specific rewards. Say goodbye to card confusion and hello to smarter spending! 

Dream Wallet on Web

From Home, head to Dream Wallet.

Next, answer a few questions to personalize your dream wallet. You can either connect your bank/card accounts inside Kudos or configure your spending manually. If you link your accounts inside Kudos, Dream Wallet will analyze your real-time transaction data to recommend credit cards that align perfectly with how you already spend – taking the guesswork out of choosing the right card for you. 

You'll be prompted to answer a few questions about your credit score, whether you want a card that carries an annual fee or not, and your spending habits and preferences.

Then, click and drag the sliders for estimate how much you spend across a variety of categories and merchants.

You can also click "Skip" and use average spend if you prefer. 

Click "Show card recommendations" to see what cards are best to add to your wallet. 

You can edit your profile at any time to ensure you're receving the best recommendations. 

Dream Wallet on the Kudos App

From the Home or the New Card tab in Kudos app, tab "View Dream Wallet."

You'll be asked a few short questions about your credit score, whether or not you want to pay an annual fee, and whether you want to connect your existing bank/card accounts inside Kudos. You'll also see what rewards you're earning with your current cards. 

When you tap next, we'll show you what you could be earning. Tap "Show card recommendations."

Dream Wallet provides three tailored card recommendations, each with a detailed breakdown of potential rewards, fees, and key features. Our system continuously updates to include the latest sign-up bonuses, benefits, and perks for each card.

Whether you're new to credit cards or an experienced user, Dream Wallet adapts to your needs. It ensures your wallet consistently aligns with your financial goals and spending habits, helping you maximize rewards and benefits at any level.

Note: Our recommendations are personalized to you. We show the best cards regardless of commissions. In fact, only 3% of the 3,000+ cards in our database earn us a commission.

Have any additional questions? Please reach out to us anytime!