What is the Kudos Score?Updated 4 hours ago

The Kudos Score is your weekly financial wellness tracker that transforms money management into an engaging, rewarding experience. We built the Kudos Score around what you're doing right now to unlock more value from your wallet. It shows how you're progressing each week toward better financial health and serves as a simple guide to smarter financial habits, more perks, and better rewards.

How Kudos Score Works

Step 1: Receive Weekly Insights

Every Monday, you'll receive personalized insights powered by our Kudos Insights engine. Here are some recent examples:

• Card optimization: "Your Chase Freedom earned 1x on groceries, but your Amex Gold would have earned 4X."
• Benefit alerts: "Your $300 travel credit expires in 30 days."
• Save on recurring bills: "Looks like you may be overpaying for auto insurance, compare rates to save up to $600/year."
• Spending analysis: "Here's a breakdown of how you spent last week."
• Subscription management: "You're paying $47/month for unused subscriptions."
• Fee avoidance: "Your $795 annual card fee is due in 30 days. This card isn't paying for itself — consider downgrading it."

Step 2: Engage and Commit

Your score increases as you read and commit to acting on insights. The more you engage with your weekly recommendations, the higher your score climbs.

Step 3: Track Progress

Get detailed reports showing how your actions impacted your financial wellness and maintain momentum week over week.

Understanding Your Weekly Score

Your Kudos Score is calculated as a percentage based on your engagement with weekly insights:

• 90-100%: Financial wellness champion
• 75-89%: Strong engagement with room for improvement
• 60-74%: Building good habits consistently
• Below 60%: Great opportunity to improve! Start with one insight per week

Getting Started with Kudos Score

1. Sign up for Kudos if you haven't already (completely free)
2. Add your cards to your Kudos wallet for unified management
3. Connect your accounts for spending analysis
4. Verify your credit score for approval odds
5. Check for new insights every Monday
6. Act on recommendations that make sense for your situation
7. Watch your score and savings climb week after week

Frequently Asked Questions

How often is my Kudos Score updated?

Your Kudos Score is updated weekly, with new insights delivered every Monday.

What happens if I miss a week?

Missing a week will impact your score, but you can always get back on track by engaging with the next week's insights.

Do I have to act on every insight?

No! Your score increases based on engagement and commitment to insights that make sense for your financial situation. Focus on the recommendations that provide the most value.

How is this different from my credit score?

While your credit score reflects your creditworthiness based on past behavior, your Kudos Score tracks your current engagement with financial wellness activities and optimization opportunities.

Need Help?

If you have questions about your Kudos Score or need help understanding your weekly insights, please contact our support team.