The Kudos Score is your weekly financial wellness tracker that transforms money management into an engaging, rewarding experience. We built the Kudos Score around what you're doing right now to unlock more value from your wallet. It shows how you're

&#x200B;&#x200B;&#x200B;&#x200B;&#x200B;The&#xA0;<a href="https://www.joinkudos.com/my-wallet/kudos-score" target="_blank" rel="noopener noreferrer">Kudos Score</a>&#xA0;is your weekly financial wellness tracker that transforms money management into an engaging, rewarding experience. We&#xA0;built the Kudos Score&#xA0;around what you&apos;re doing right now to unlock more value from your wallet. It shows how you&apos;re progressing each week toward better financial health and serves as a simple guide to smarter financial habits, more perks, and better rewards.<h2 style=" text-decoration: none;" id="isPasted">How Kudos Score Works</h2><h3 style=" text-decoration: none;" id="step-1-receive-weekly-insights">Step 1: Receive Weekly Insights</h3><h3 style=" text-decoration: none;" id><a href="https://www.joinkudos.com/my-wallet/kudos-score" target="_blank" rel="noopener noreferrer"><img src="https://attachments.gorgias.help/PG09N6gdDpB24j5g/hc/VvEzB7NP8b6beky0/2025071505-fea384c8-d48c-4aa6-83f8-c88669da5779-kudos_score%20(1).png" style="width: 692px;" class="fr-fic fr-dib"></a></h3><h3 style=" text-decoration: none;" id="every-monday-youll-receivepersonalized-insightspowered-by-our-kudos-insights-engine-here-are-some-recent-examples">Every Monday, you&apos;ll receive&#xA0;<a href="https://www.joinkudos.com/my-wallet/kudos-score" target="_blank" rel="noopener noreferrer">personalized insights</a>&#xA0;powered by our Kudos Insights engine. Here are some recent examples:</h3><ul style=" text-decoration: none;"><li style="font-family: Inter; font-size: 14px;">Card optimization: &quot;Your Chase Freedom earned 1x on groceries, but your Amex Gold would have earned 4X.&quot;</li><li style="font-family: Inter; font-size: 14px;">Benefit alerts: &quot;Your $300 travel credit expires in 30 days.&quot;</li><li style="font-family: Inter; font-size: 14px;">Save on recurring bills: &quot;Looks like you may be overpaying for auto insurance, compare rates to save up to $600/year.&quot;</li><li style="font-family: Inter; font-size: 14px;">Spending analysis: &quot;Here&apos;s a breakdown of how you spent last week.&quot;</li><li style="font-family: Inter; font-size: 14px;">Subscription management: &quot;You&apos;re paying $47/month for unused subscriptions.&quot;</li><li style="font-family: Inter; font-size: 14px;">Fee avoidance: &quot;Your $795 annual card fee is due in 30 days. This card isn&apos;t paying for itself &#x2014; consider downgrading it.&quot;</li></ul><h3 style=" text-decoration: none;" id="step-2-engage-and-commit">Step 2: Engage and Commit</h3><a href="https://www.joinkudos.com/my-wallet/kudos-score" target="_blank" rel="noopener noreferrer">Your score</a>&#xA0;increases as you read and commit to acting on insights. The more you engage with your weekly recommendations, the higher your score climbs.<h3 style=" text-decoration: none;" id="step-3-track-progress">Step 3: Track Progress</h3>Get detailed reports showing how your actions impacted your financial wellness and maintain momentum week over week.<h2 style=" text-decoration: none;" id="understanding-your-weekly-score">Understanding Your Weekly Score<img src="https://attachments.gorgias.help/PG09N6gdDpB24j5g/hc/VvEzB7NP8b6beky0/2025071505-55c23d1e-e824-412b-9fb7-517f7c5a25d3-kickstart-plus.png" style="width: 692px;" class="fr-fic fr-dib"> </h2>Your Kudos Score is calculated as a percentage based on your engagement with weekly insights:<ul style=" text-decoration: none;"><li style="font-family: Inter; font-size: 14px;">90-100%: Financial wellness champion</li><li style="font-family: Inter; font-size: 14px;">75-89%: Strong engagement with room for improvement</li><li style="font-family: Inter; font-size: 14px;">60-74%: Building good habits consistently</li><li style="font-family: Inter; font-size: 14px;">Below 60%: Great opportunity to improve! Start with one insight per week</li></ul><h2 style=" text-decoration: none;" id="getting-started-with-kudos-score">Getting Started with Kudos Score</h2><ol style=" text-decoration: none;"><li style="font-family: Inter; font-size: 14px;"><a href="https://www.joinkudos.com" target="_blank" rel="noopener noreferrer">Sign up for Kudos</a> if you haven&apos;t already (completely free)</li><li style="font-family: Inter; font-size: 14px;"><a href="https://www.joinkudos.com/my-wallet/add-card" target="_blank" rel="noopener noreferrer">Add your cards</a> to your <a href="https://www.joinkudos.com/my-wallet" target="_blank" rel="noopener noreferrer">Kudos wallet</a> for unified management</li><li style="font-family: Inter; font-size: 14px;"><a href="https://support.joinkudos.com/en-US/articles/unified-wallet-management-credit-score-and-approval-odds-210378" target="_blank" rel="noopener noreferrer">Connect your accounts&#xA0;</a>for spending analysis</li><li style="font-family: Inter; font-size: 14px;"><a href="https://support.joinkudos.com/en-US/how-do-i-get-my-free-credit-score-931788" target="_blank" rel="noopener noreferrer">Verify your credit score</a> for approval odds</li><li style="font-family: Inter; font-size: 14px;"><a href="https://www.joinkudos.com/my-wallet/kudos-score" target="_blank" rel="noopener noreferrer">Check for new insights</a> every Monday</li><li style="font-family: Inter; font-size: 14px;">Act on recommendations that make sense for your situation</li><li style="font-family: Inter; font-size: 14px;"><a href="https://www.joinkudos.com/my-wallet/kudos-score?week=d72c860e5396ae64e9fd59d9c29017e5" target="_blank" rel="noopener noreferrer">Watch your score and savings climb</a> week after week</li></ol><h2 style=" text-decoration: none;" id="frequently-asked-questions">Frequently Asked Questions</h2><h3 style=" text-decoration: none;" id="how-often-is-my-kudos-score-updated">How often is my Kudos Score updated?</h3>Your Kudos Score is updated weekly, with new insights delivered every Monday.<h3 style=" text-decoration: none;" id="what-happens-if-i-miss-a-week">What happens if I miss a week?</h3>Missing a week will impact your score, but you can always get back on track by engaging with the next week&apos;s insights.<h3 style=" text-decoration: none;" id="do-i-have-to-act-on-every-insight">Do I have to act on every insight?</h3>No! Your score increases based on engagement and commitment to insights that make sense for your financial situation. Focus on the recommendations that provide the most value.<h3 style=" text-decoration: none;" id="how-is-this-different-from-my-credit-score">How is this different from my credit score?</h3>While your credit score reflects your creditworthiness based on past behavior, your Kudos Score tracks your current engagement with financial wellness activities and optimization opportunities.<h2 style=" text-decoration: none;" id="need-help">Need Help?</h2>If you have questions about your Kudos Score or need help understanding your weekly insights, please&#xA0;<a href="https://support.joinkudos.com/en-US/contact" target="_blank" rel="noopener noreferrer">contact our support team.</a>

What is the Kudos Score?

Kudos Support Center

Kudos Score

What is Kudos?

How do I get started on desktop?

How do I get started on mobile?

How do I set up my wallet?

How does Kudos work?

What is autofill?

Can I hide Kudos on certain sites?

How do I refer friends and family to Kudos?

Can I add multiple cards of the same type to my Kudos wallet?

How do I track my signup bonuses with Kudos?

How do I customize points or miles values for my cards?

Does Kudos work internationally?

How does Kudos make money?

Does Kudos help me save money on auto insurance?

The Fundamentals

‍What is Kudos Boost?

How do I activate Kudos Boost?

On what shops is Kudos Boost available?

Can I earn Kudos Boost on gift card or gift certificate purchases?

Do I earn Kudos Boost if I shop through a store's mobile app?

Does Kudos Boost work with Mobile Wallets and PayPal Checkout?

What are Kudos Boost bonuses?

When does my Kudos Boost become available?

What is my Rewards History?

How do I redeem my Kudos Boost?

Do Kudos Boost points expire?

‍Can I use other rewards programs at the same time as Kudos?

Can I use an ad blocker with Kudos Boost?

What are Kudos Boost flash sales?

‍What is Kudos Kickstart+?

Kudos Boost

Why should I link my accounts inside Kudos?

How do I link my accounts inside Kudos?

How do I unlink my accounts inside Kudos?

Can I add a new account to an existing bank I’ve connected?

What if I want to connect multiple versions of the same card to my Kudos account?

How do I link my Bilt Card inside Kudos?

Can I connect my debit card accounts?

What if I'm being told my bank credentials are wrong?

What if I have to reconnect my bank account frequently?

What if I can’t find my bank?

What if I don't receive an SMS code from Plaid?

What if I am missing some transactions?

What if the categories for my transactions are wrong?

How does Kudos use my transactional data?

What technology is used to connect my bank accounts?

Is Plaid safe to use?

Connecting your Bank Accounts

How do I get my free credit score?

Does checking my credit score affect my credit?

What if my credit score is inaccurate inside Kudos?

What if froze my credit score?

How does Kudos show my credit card approval odds?

Unified Wallet Management, Credit Score, and Approval Odds

What is Dream Wallet?

How do I get started with Dream Wallet?

How accurate are the card recommendations?

How often should I use Dream Wallet?

How does Dream Wallet help me avoid "analysis paralysis"?

Can I compare and favorite different cards with Dream Wallet?

How is Dream Wallet different from other credit card recommendation tools?

Does Dream Wallet push me to apply for specific cards?

Does Dream Wallet explain annual fees and credit score impact?

What if I am rejected for a card that Dream Wallet recommended to me?

Is my financial data safe with Dream Wallet?

Dream Wallet

What are Insights?

Insights

What are Hidden Perks?

How do I get started with Hidden Perks?

How does Hidden Perks work in action?

Why is Hidden Perks important?

Hidden Perks

What is the Explore Tool?

Explore Tool

How does Maria GPT work?

Maria GPT

What are Lessons?

Lessons

How can I update my name, email or phone number?

How do I change my Kudos authentication settings?

How do I enable push notifications?

Does Face ID work with the Kudos mobile app?

How do I delete my Kudos account?

Account Questions

What if my favorite store isn't supported yet?

What if I want to partner with Kudos?

Store Support

What data does Kudos see and how does it keep my data private?

Why does my browser indicate that the Kudos extension can “read and change” all my data?

How does Kudos keep my data secure?

Privacy