Some credit cards don't earn one fixed rate. What you earn depends on your membership level or rewards program with the bank. Kudos needs to know which one applies to you so it can recommend the right card at checkout.
If a card in your wallet has tiers, you'll see a Rewards Tier menu in that card's settings.
How to Set Your Tier
Open your Kudos wallet on the web or in the mobile app
Select the card
Tap the Settings tab
Under Membership Level, choose the option that applies to you from the Rewards Tier menu
Once your tier is set, Kudos uses that rate in your card recommendations going forward. If your level changes later, come back and update it.
Example: Bank of America® Customized Cash Rewards
If you're enrolled in Bank of America's BofA Rewards program (formerly Preferred Rewards), your tier adds a bonus on top of the card's regular rewards. To set it:
Open your Bank of America Customized Cash Rewards card in your Kudos wallet
Tap the Settings tab
Choose the tier that matches your BofA Rewards level
If you're not enrolled in BofA Rewards, leave it on the standard option.
Not Sure Which Tier You're On?
Check your card issuer's website or app. Your membership level is usually listed in your account or rewards settings.
Have a Bilt card? See How do I set my Bilt rewards tier in Kudos?
If you don't see the option that matches your card, or something looks off, reach out to us at support@joinkudos.com and we'll help you get it set up.