What are Card-Linked Offers?
Card-linked offers (CLOs) are discounts and cashback deals provided directly by credit card issuers, including American Express, Chase, Citi, and Bank of America (Capital One and Wells Fargo support is coming soon). These offers typically provide 10-30% savings at brands you already shop with, like 4% back at Amazon, 10% off at Whole Foods, $20 back at Sephora, or 15% cashback at Target.
Once activated, these offers automatically apply when you use your linked card at the eligible merchant. No codes or coupons needed.
How does Kudos help with Card-Linked Offers?
Kudos automatically detects and activates all available card-linked offers when you visit your issuer portal with our extension installed. Instead of manually clicking through hundreds of offer tiles across multiple issuer websites, Kudos activates them all with one visit.
At checkout, Kudos:
Surfaces relevant active offers you have
Recommends which card to use based on active offers, baseline rewards, and any welcome bonuses you're tracking
Shows you the total value you'll earn from the purchase
How do I activate Card-Linked Offers with Kudos?
You must have a Kudos Premium subscription to auto-activate your card-linked offers. We recommend completing your first activation on desktop with the Kudos browser extension for the most reliable experience.
Here's how:
On web: Install the Kudos browser extension and visit your issuer portal while logged in.
On iOS: After installing the mobile app from the App Store, tap "Benefits and Offers" then "Activate Offers" in the Kudos app.
On Android: After installing the mobile app from Google Play, tap "Activate Offers" from the Kudos app home screen.
Visit each of your supported issuer portals while logged in. Kudos will automatically activate all offers across all your cards. Unlimited auto-activations are included. No manual clicking required.
Note: On desktop, Kudos will open your issuer portal in a new window to complete the activation. This is expected.
How long does activation take?
Your first activation is usually the longest and can take up to 10 minutes since Kudos is processing all of your offers at once. After that, new offers are picked up as issuers add them, so future activations are much faster. Occasionally, a large new batch of offers may arrive at once, in which case that batch may take longer than usual.
Troubleshooting: Offers Not Activating?
Card-linked offer activation requires the Kudos browser extension and logging in to your issuer directly in a browser, not the issuer's native app.
On iPhone: iOS will sometimes automatically redirect you to the Amex (or Chase, Citi, etc.) app when you tap a login link. Our extension cannot activate offers inside a native app. If this happens, open Safari and navigate directly to your issuer's website to log in from there.
Still having trouble? Switching to a desktop browser with the Kudos extension installed will always work reliably.
Do you have any questions about this feature? Please feel free to reach out to us anytime at support@joinkudos.com.