What are Card-Linked Offers?
Card-linked offers (CLOs) are discounts and cashback deals provided directly by credit card issuers like American Express, Chase, Citi, Capital One, Wells Fargo, and Bank of America. These offers typically provide 10-30% savings at brands you already shop with, like 4% back at Amazon, 10% off at Whole Foods, $20 back at Sephora, or 15% cashback at Target.
Once activated, these offers automatically apply when you use your linked card at the eligible merchant. No codes or coupons needed.
How does Kudos help with Card-Linked Offers?
Kudos automatically detects and activates all available card-linked offers when you visit your issuer portal with our extension installed. Instead of manually clicking through hundreds of offer tiles across multiple issuer websites, Kudos activates them all with one visit.
At checkout, Kudos:
Surfaces relevant active offers you have
Recommends which card to use based on active offers, baseline rewards, and any welcome bonuses you're tracking
Shows you the total value you'll earn from the purchase
How do I activate Card-Linked Offers with Kudos?
For Kudos Free users:
Visit any supported issuer portal while logged in (we currently support American Express, Chase, Citi, Capital One, Wells Fargo, and Bank of America. More coming soon)
Kudos will automatically detect and activate all available offers on that card
You get 1 auto-activation included with your free Kudos account
For Kudos Premium users:
Visit each of your supported issuer portals while logged in
Kudos will automatically activate all offers across all your cards
Unlimited auto-activations are included
No manual clicking required. We handle the activation automatically.
What's the difference between Free and Premium for Card-Linked Offers?
Kudos Free:
1 auto-activation to experience the feature
Benefits tracking on 1 card (your most active card)
See relevant offers at checkout from your single activation
All other free features (card recommendations, Boost cashback, approval odds, etc.)
Kudos Premium:
Unlimited auto-activation across all supported cards
Full benefits tracking for all cards you hold
Value tracking showing total savings from activated offers
Advanced AI insights tailored to your spending
2 years of transaction history
Automated welcome bonus tracking
Questions about this feature? Reach out to us anytime at support@joinkudos.com.