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What is Kudos Premium?

Learn how Kudos Premium unlocks 2 years of transaction history, AI-powered spending insights, automated card-linked offers, and welcome bonus tracking. More automations rolling out soon.

Updated this week

Overview

Kudos Premium is our optional subscription tier that provides advanced features and smart automations to help you maximize your credit card rewards and financial benefits. Premium is designed for power users who want deeper insights, automation, and extended transaction history.

Important: Kudos will always have a robust free tier. Everything you love about Kudos stays 100% free.

What Stays Free Forever

The core Kudos experience remains completely free, including:

Smart Checkout - Best card recommendations and autofill at 2+ million stores

Kudos Boost - Cashback at 15,000+ favorite stores

Card Management - All your rewards, credits, and benefits in one place

Card Discovery Tools - Dream Wallet, Test Drive, Card Explore, and Approval Odds

Offline Cheatsheet - Card recommendations when you're not online

30 Days Transaction History - Recent spending insights

Kudos Premium Features

What's Included

📊 Advanced Charts and AI Insights

  • Personalized recommendations tailored to your unique spending patterns

  • Detailed analysis of your credit card usage

  • Smart suggestions to optimize your wallet

📅 Extended Transaction History

  • Two full years of transaction data (vs. 30 days for free members)

  • Understand seasonal spending trends

  • Better track annual spending for category bonuses

🎯 Automated Welcome Bonus Tracking

  • Automatic tracking of all your card welcome bonuses

  • Smart reminders so you never miss a deadline

  • Prefilled bonus details for easy monitoring

🤖 Smart Background Automations (Rolling out soon)

  • Bill negotiation assistance

  • Automatic Amex Offer activation

  • Subscription cancellation alerts

  • Additional automations launching in the coming months

Pricing

At the time of this publication date, standard pricing for Kudos Premium is $11.99 per month or $143.99 per year (USD). All plans include a 7-day free trial. Cancel anytime during the trial without charge.

Important: Sign-up pricing is subject to change. For current pricing, visit joinkudos.com, which will be displayed before you subscribe.

Frequently Asked Questions

Does Kudos auto-charge after the trial?

You may cancel during the free trial period without charge. If you do not cancel before the trial period ends, you will be automatically charged the then-current monthly subscription fee, which you can cancel at any time.

What if I don't want Premium?

That's completely fine! The free version of Kudos remains robust and includes all core features. Premium is designed for power users who want advanced insights and automation.

Will free features be moved to Premium?

No. We're committed to keeping our core features free forever. Premium is for new advanced features and automations, not existing free features.

Can I cancel anytime?

Yes, you can cancel your Premium subscription at any time from your account settings. If you cancel, you'll keep Premium access until the end of your current billing period - either the end of your monthly cycle or through the end of your year, depending on which plan you chose.

How do I subscribe to Premium?

  1. Update to the latest version of the Kudos mobile app

  2. Navigate to Settings → Kudos Premium

  3. Choose your plan (annual or monthly)

  4. Complete payment through our payment processor, Stripe

  5. Start enjoying Premium features immediately

Does Premium work on both web and mobile?

Yes. Premium features are available across all Kudos platforms: iOS app, browser extension, and web portal.

Why are we introducing Premium?

Premium helps us sustain and grow Kudos while keeping our core features accessible to everyone. Revenue from Premium subscribers allows us to:

  • Build more advanced features

  • Maintain our free tier indefinitely

  • Invest in new automations and AI capabilities

  • Provide better support

By becoming a Premium member, you directly support Kudos' mission to democratize credit card rewards optimization.

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