Overview
Kudos Premium is our optional subscription tier that provides advanced features and smart automations to help you maximize your credit card rewards and financial benefits. Premium is designed for power users who want deeper insights, automation, and extended transaction history.
Important: Kudos will always have a robust free tier. Everything you love about Kudos stays 100% free.
What Stays Free Forever
The core Kudos experience remains completely free, including:
✅ Smart Checkout: Best card recommendations and autofill at 2+ million stores
✅ Kudos Boost: Cashback at 15,000+ favorite stores
✅ Card Management: All of your card details in one place
✅ Card Discovery Tools: Dream Wallet, Test Drive, Card Explore, and Approval Odds
✅ Offline Cheatsheet: Card recommendations when you're not online
Kudos Premium Features
📊 Advanced Charts and AI Insights
Personalized recommendations tailored to your unique spending patterns
Detailed analysis of your credit card usage
Smart suggestions to optimize your wallet
📅 Extended Transaction History
Two full years of transaction data (free members do not have access to transaction data)
Understand seasonal spending trends
Better track annual spending for category bonuses
🎯 Automated Welcome Bonus Tracking
Automatic tracking of all your card welcome bonuses
Smart reminders so you never miss a deadline
Prefilled bonus details for easy monitoring
🤖 Smart Background Automations
AI bill negotiation: we call your providers and lower your bills for you
Automatic offer activation: every card-linked offer, activated hands-free
Automatic Subscription cancellation: stop paying for things you don't use
Coming soon:
Flight and hotel price monitoring: Track prices after you book and automatically rebook when rates drop, pocketing the difference
Unlimited connected accounts
Bill statement integration
Location-aware cheatsheet: Real-time, contextual card recommendations based on where you're shopping
Kudos Premium Pricing
Plan | Price |
Monthly | $14.99/mo |
Annual | $71.95/yr ($6.00/mo) |
Lifetime | $240 one-time |
Note: Pricing is subject to change. For the most current pricing, visit joinkudos.com.
🏅 Lifetime Plan: Own It Forever
Kudos Premium Lifetime is a one-time payment that gives you permanent access to all current and future Premium features. No renewals, no recurring charges.
Why Lifetime?
Premium members save an average of $324/year on bills and earn an extra $750/year from card-linked offers. At $240 for lifetime access, the plan pays for itself in about 11 weeks.
VIP Perks for Lifetime Members
In addition to all Premium features, Lifetime members receive:
Direct team access — Book time with anyone at Kudos, including our CEO, directly from your settings page. No runaround.
Priority support — Your requests are escalated, and you'll receive faster updates from our support team.
Upgraded Kudos badge — Your profile reflects your Lifetime member status.
Already on a monthly or annual plan? You can upgrade to Lifetime at any time from your settings page.
Frequently Asked Questions
What if I don't want Premium?
That's completely fine! The free version of Kudos remains robust and includes all core features. Premium is designed for power users who want advanced insights and automation.
Will free features be moved to Premium?
No. We're committed to keeping our core features free forever. Premium is for new advanced features and automations, not existing free features.
Can I cancel anytime?
Yes, you can cancel your Premium subscription at any time from your account settings. If you cancel, you'll keep Premium access until the end of your current billing period: either the end of your monthly cycle or through the end of your year, depending on which plan you chose. Lifetime members are not affected by this. Your access never expires.
What if I used the wrong card when subscribing through the App Store?
If your Kudos Premium subscription was charged to the wrong card, this is managed through Apple. Kudos isn't able to change the payment method on App Store subscriptions on our end.
To update it, we recommend contacting Apple Support directly at apple.com/support or going to Settings → [Your Name] → Subscriptions on your iPhone to manage your payment method there.
Does the Lifetime plan include future features?
Yes. Your Lifetime plan covers everything we build going forward, at no additional cost.
How do I subscribe to Premium?
On iOS or Android:
Update to the latest version of the Kudos mobile app
Navigate to Settings → Kudos Premium
Choose your plan (monthly, annual, or lifetime)
Complete payment through the App Store (iOS) or Google Play (Android)
Start enjoying Premium features immediately
On the web:
Visit joinkudos.com and go to Settings → Kudos Premium
Choose your plan and complete payment through Stripe
Does Premium work on both web and mobile?
Yes. One Premium subscription works across all Kudos platforms: iOS app, Android app, browser extension, and web portal. No need to purchase a separate subscription per device.
Can I upgrade to the Lifetime plan from an existing subscription?
Yes! If you're already on a monthly or annual plan, you can upgrade to Lifetime at any time from your settings page.
Here's what happens when you upgrade from an annual plan:
Your annual subscription is cancelled at the end of your current billing period. You won't be charged again.
The remaining value of your annual subscription is issued as a Kudos Boost credit, applied directly to your account. It will appear in your wallet as "Bonus: Lifetime upgrade credit."
Your Lifetime access activates immediately upon purchase.
If you're on a monthly plan, your subscription is cancelled at the end of your current billing period, and Lifetime access activates immediately. Monthly plans are not eligible for a prorated Boost credit.
Note: The Boost credit issued for your remaining annual subscription balance is not refundable as cash or back to your original payment method. If you have any questions about your credit, reach out to us at support@joinkudos.com.
