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What is Kudos Premium?

More rewards, less effort. Kudos Premium adds 2 years of transaction history, AI-powered insights, automated card offers, welcome bonus tracking, AI that handles your bills and subscriptions. And now, a Lifetime plan so you can own it forever.

Updated over 2 weeks ago

Overview

Kudos Premium is our optional subscription tier that provides advanced features and smart automations to help you maximize your credit card rewards and financial benefits. Premium is designed for power users who want deeper insights, automation, and extended transaction history.

Important: Kudos will always have a robust free tier. Everything you love about Kudos stays 100% free.


What Stays Free Forever

The core Kudos experience remains completely free, including:

Smart Checkout: Best card recommendations and autofill at 2+ million stores

Kudos Boost: Cashback at 15,000+ favorite stores

Card Management: All of your card details in one place

Card Discovery Tools: Dream Wallet, Test Drive, Card Explore, and Approval Odds

Offline Cheatsheet: Card recommendations when you're not online


Kudos Premium Features

📊 Advanced Charts and AI Insights

  • Personalized recommendations tailored to your unique spending patterns

  • Detailed analysis of your credit card usage

  • Smart suggestions to optimize your wallet

📅 Extended Transaction History

  • Two full years of transaction data (free members do not have access to transaction data)

  • Understand seasonal spending trends

  • Better track annual spending for category bonuses

🎯 Automated Welcome Bonus Tracking

  • Automatic tracking of all your card welcome bonuses

  • Smart reminders so you never miss a deadline

  • Prefilled bonus details for easy monitoring

🤖 Smart Background Automations

Coming soon:

  • Flight and hotel price monitoring: Track prices after you book and automatically rebook when rates drop, pocketing the difference

  • Unlimited connected accounts

  • Bill statement integration

  • Location-aware cheatsheet: Real-time, contextual card recommendations based on where you're shopping


Kudos Premium Pricing

Plan

Price

Monthly

$14.99/mo

Annual

$71.95/yr ($6.00/mo)

Lifetime

$240 one-time

Note: Pricing is subject to change. For the most current pricing, visit joinkudos.com.


🏅 Lifetime Plan: Own It Forever

Kudos Premium Lifetime is a one-time payment that gives you permanent access to all current and future Premium features. No renewals, no recurring charges.

Why Lifetime?

Premium members save an average of $324/year on bills and earn an extra $750/year from card-linked offers. At $240 for lifetime access, the plan pays for itself in about 11 weeks.

VIP Perks for Lifetime Members

In addition to all Premium features, Lifetime members receive:

  • Direct team access — Book time with anyone at Kudos, including our CEO, directly from your settings page. No runaround.

  • Priority support — Your requests are escalated, and you'll receive faster updates from our support team.

  • Upgraded Kudos badge — Your profile reflects your Lifetime member status.


Frequently Asked Questions

What if I don't want Premium?

That's completely fine! The free version of Kudos remains robust and includes all core features. Premium is designed for power users who want advanced insights and automation.

Will free features be moved to Premium?

No. We're committed to keeping our core features free forever. Premium is for new advanced features and automations, not existing free features.

Can I cancel anytime?

Yes, you can cancel your Premium subscription at any time from your account settings. If you cancel, you'll keep Premium access until the end of your current billing period: either the end of your monthly cycle or through the end of your year, depending on which plan you chose. Lifetime members are not affected by this. Your access never expires.

Does the Lifetime plan include future features?

Yes. Your Lifetime plan covers everything we build going forward, at no additional cost.

How do I subscribe to Premium?

On iOS or Android:

  1. Update to the latest version of the Kudos mobile app

  2. Navigate to Settings → Kudos Premium

  3. Choose your plan (monthly, annual, or lifetime)

  4. Complete payment through the App Store (iOS) or Google Play (Android)

  5. Start enjoying Premium features immediately

On the web:

  1. Choose your plan and complete payment through Stripe

Does Premium work on both web and mobile?

Yes. One Premium subscription works across all Kudos platforms: iOS app, Android app, browser extension, and web portal. No need to purchase a separate subscription per device.

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