Kudos is a free app that automatically selects your highest-earning credit card for every purchase across 2 million+ merchants. Stop guessing which card to use. Kudos shows you exactly which one maximizes rewards and unlocks perks you didn't know existed.
Why Kudos?
Maximize rewards
Always use the card with the highest earnings potential
Boost rewards at 15,000+ participating partner merchants. That means earning rewards on top of your card rewards
Unlock hidden perks (the average user forgets $624/year in card benefits)
Earn up to $750 more per year just by using Kudos
Simplify your wallet
Manage all cards, balances, and due dates in one dashboard
Track your credit score for free with VantageScore® 3.0
Autofill securely stores and populates card details at checkout
Get personalized guidance
Our Dream Wallet AI recommends cards based on your actual spending
Test out whether a card is right for you with our Test Drive Feature
Check your Approval Odds before you apply for a new card
Insights flag opportunities to save across your finances
Identify cards that don't justify their annual fees
Compare auto insurance rates (average savings: $800/year)
Premium Features
In addition to all of our free features, we now offer a Premium tier, which includes all the features above, and also:
📈 Advanced Charts and AI Insights that tailor recommendations to your spending even more
📊 Two years of transaction history to understand your patterns and seasonal trends (free members keep 30 days)
🎯 Automated welcome bonus tracking with reminders and prefilled details so you never miss rewards
🚀 Exclusive access to new features that work in the background and help you unlock more from every dollar. We’ll be adding new features over the next few months that do even more for you automatically
The most powerful capabilities are rolling out soon:
Autopilot features that pay for themselves: Kudos will auto-activate your card offers and credits, automatically cancel unwanted subscriptions, negotiate bills and fees, and monitor flight and hotel prices to help you automatically rebook them when rates drop
Unlimited connected accounts
Bill statement integration
Location-aware cheatsheet: we’re amplifying our cheatsheet to provide real-time, contextual card recommendations based on where you’re shopping
Subscription tracking and management
Security first
All data is encrypted to banking industry standards through trusted partners. Read more about how we protect your data.
Get started now
Download our free browser extension or the Kudos mobile app for iOS and put your rewards on autopilot.