Kudos

Kudos is an app that automatically selects your highest-earning credit card for every purchase at 2+ million merchants. Stop guessing which card to use — Kudos shows you exactly which one maximizes rewards and unlocks perks you didn't even know existed.

Always use the card with the highest earnings potential

Boost rewards at <a href="https://www.joinkudos.com/my-wallet/boost-merchants" rel="nofollow noopener noreferrer" target="_blank">15,000+ participating partner merchants</a>. That means earning rewards on top of your card rewards

Unlock <a href="https://support.joinkudos.com/en/articles/12893699-what-are-hidden-perks">hidden perks</a> (the average user forgets $624/year in card benefits)

Earn up to $750 more per year just by using Kudos

- Always use the card with the highest earnings potential
- Boost rewards at <a href="https://www.joinkudos.com/my-wallet/boost-merchants" rel="nofollow noopener noreferrer" target="_blank">15,000+ participating partner merchants</a>. That means earning rewards on top of your card rewards
- Unlock <a href="https://support.joinkudos.com/en/articles/12893699-what-are-hidden-perks">hidden perks</a> (the average user forgets $624/year in card benefits)
- Earn up to $750 more per year just by using Kudos

Manage all cards, balances, and due dates in <a href="https://support.joinkudos.com/en/articles/12893633-what-is-kudos-unified-credit-card-dashboard">one dashboard</a>

Track your <a href="https://support.joinkudos.com/en/articles/12893635-how-do-i-get-my-free-credit-score">credit score for free</a> with VantageScore® 3.0

<a href="https://support.joinkudos.com/en/articles/12893215-how-do-i-use-kudos-autofill">Autofill your card details</a> at checkout so you never have to remember a card number again

- Manage all cards, balances, and due dates in <a href="https://support.joinkudos.com/en/articles/12893633-what-is-kudos-unified-credit-card-dashboard">one dashboard</a>
- Track your <a href="https://support.joinkudos.com/en/articles/12893635-how-do-i-get-my-free-credit-score">credit score for free</a> with VantageScore® 3.0
- <a href="https://support.joinkudos.com/en/articles/12893215-how-do-i-use-kudos-autofill">Autofill your card details</a> at checkout so you never have to remember a card number again

<a href="https://support.joinkudos.com/en/articles/12893660-what-is-dream-wallet">Dream Wallet</a>: personalized card recommendations based on the spending you enter

<a href="https://support.joinkudos.com/en/articles/12893761-what-is-test-drive">Test Drive</a>: see what you'd earn on a card before you apply, based on the spending you enter

Check your <a href="https://support.joinkudos.com/en/articles/12893648-how-does-kudos-show-my-credit-card-approval-odds">Approval Odds</a> before you apply for a new card

<a href="https://support.joinkudos.com/en/articles/12893695-what-are-insights">Insights</a> flag opportunities to save across your finances

Identify cards that don't justify their annual fees

Compare auto insurance rates (average savings: $800/year)

- <a href="https://support.joinkudos.com/en/articles/12893660-what-is-dream-wallet">Dream Wallet</a>: personalized card recommendations based on the spending you enter
- <a href="https://support.joinkudos.com/en/articles/12893761-what-is-test-drive">Test Drive</a>: see what you'd earn on a card before you apply, based on the spending you enter
- Check your <a href="https://support.joinkudos.com/en/articles/12893648-how-does-kudos-show-my-credit-card-approval-odds">Approval Odds</a> before you apply for a new card
- <a href="https://support.joinkudos.com/en/articles/12893695-what-are-insights">Insights</a> flag opportunities to save across your finances
- Identify cards that don't justify their annual fees
- Compare auto insurance rates (average savings: $800/year)

Kudos Premium personalizes these recommendations automatically using the transaction data from your connected accounts.

In addition to all of our free features, we now offer a <a href="https://support.joinkudos.com/en/articles/13124890-what-is-kudos-premium">Premium tier,</a> which includes all the features above, and also:

🔽 <a href="https://support.joinkudos.com/en/articles/13764315-how-does-kudos-ai-bill-negotiation-work">AI-Powered Bill Negotiation</a> to lower your monthly costs

✂️ <a href="https://support.joinkudos.com/en/articles/13730359-how-do-i-auto-cancel-subscriptions-lower-bills">Cancel unwanted subscriptions</a> automatically

💳 <a href="https://support.joinkudos.com/en/articles/13537150-using-card-linked-offers-at-checkout">Auto-activate your card-linked offers </a>across American Express, Chase, Citi, Capital One, and Bank of America. More coming soon.

📈 Advanced Charts and AI Insights that tailor recommendations to your spending even more

📊 Transaction history is a Kudos Premium feature. Premium members get up to 2 years of transaction data, depending on what your bank provides.

🎯 Automated <a href="https://support.joinkudos.com/en/articles/12893214-how-do-i-track-my-signup-bonuses-with-kudos">welcome bonus tracking</a> with reminders and prefilled details so you never miss rewards

⚡ Kudos Premium members earn 1.25x the standard Kudos Boost rate at 15,000+ partner stores, including during Flash Boost sales.

🚀 Exclusive access to new features that work in the background and help you unlock more from every dollar. We’ll be adding new features over the next few months that do even more for you automatically

Coming soon: Never overpay for travel again. Kudos watches flight and hotel prices and rebooking when rates drop.

All data is <a href="https://support.joinkudos.com/en/articles/12893828-how-does-kudos-keep-my-data-secure">encrypted to banking industry standards</a> through our trusted partners. Learn more about how we protect your data, and check out our <a href="https://www.joinkudos.com/privacy-policy" rel="nofollow noopener noreferrer" target="_blank">Privacy Policy.</a>

Kudos is now available on <a href="https://apps.apple.com/us/app/kudos-put-your-wallet-to-work/id6443548838" rel="nofollow noopener noreferrer" target="_blank">iOS</a>, <a href="https://play.google.com/store/apps/details?id=com.joinkudos.kudos_mobile" rel="nofollow noopener noreferrer" target="_blank">Android</a>, and as a <a href="https://support.joinkudos.com/en/articles/12893169-how-do-i-get-started-on-desktop">browser extension</a> — free to download. Put your rewards on autopilot.

Need help? Our support team is here for you. Just use the chat widget to the right or reach out at <a href="mailto:support@joinkudos.com" rel="nofollow noopener noreferrer" target="_blank">support@joinkudos.com</a>.

Learn how Kudos automatically finds your best credit card for every purchase, unlocks hidden perks, and helps you earn up to $750 more per year. Free forever, with optional Premium features that put your finances on autopilot.

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